Check Any Message for Fraud

Received a suspicious text, email, or WhatsApp message? Paste it below and our algorithm will instantly analyse it for scam indicators, red flags, and phishing tactics.

How It Works

1. Paste Message

2. We Scan It

3. We Tell You

Minimum 10 characters

Including the sender details helps identify the country of origin and track repeat offenders

Common Scam Message Types in 2026

Scammers are constantly evolving their tactics. Here are the most common types of scam messages people receive today.

📦

Delivery Scams

Fake messages from Evri, Royal Mail, DPD, FedEx, or USPS claiming a parcel needs a small fee to be released.

🏦

Bank Phishing

Messages impersonating HSBC, Barclays, or Chase claiming suspicious activity and requesting you to "verify" your account.

🏛

Tax & Government

Fake HMRC, IRS, or DVLA messages promising tax refunds or threatening fines if you don't act immediately.

🏆

Prize & Lottery

Messages claiming you've won a prize or lottery you never entered. They always ask for personal details or fees.

🛒

Shopping Refund

Fake Amazon, eBay, or subscription messages with fabricated orders to steal your card details.

👪

Family Impersonation

The "Hi Mum" or "Hi Dad" scam where fraudsters pretend to be your child asking for urgent money.

📈

Crypto Investment

Promises of guaranteed returns or insider tips on cryptocurrency. No legitimate investment guarantees profits.

💻

Tech Support

Fake Microsoft, Apple, or antivirus alerts claiming your device is compromised. Legitimate companies never cold-contact you.

Recently Checked Messages

See what other people are checking. Messages are anonymised for privacy.

hello friend

Safeunknown
5
risk

hello friend

Safeunknown
5
risk

Royal Mail: Your parcel has an unpaid shipping fee of £1.45. To avoid return, pay here: https://royalmail-fee.com/pay

Confirmed Scamsms
92
risk

Royal Mail: Your parcel has an unpaid shipping fee of £1.45. To avoid return, pay here: https://royalmail-fee.com/pay

Confirmed Scamsms
92
risk

Lloyds - ARGOS LTD has attempted £199.99 on your account on 22/02/2026. If this was not you, respond with {N}.

Likely Scamsms
70
risk

Lloyds - ARGOS LTD has attempted £199.99 on your account on 22/02/2026. If this was not you, respond with {N}.

Likely Scamsms
70
risk

Hi, it's Sarah Thompson. I'm in a meeting and need you to urgently purchase £500 in Amazon gift cards for a client. I'll...

Confirmed Scamsms
95
risk

Hi, it's James Wilson. I'm in a meeting and need you to urgently purchase £500 in Amazon gift cards for a client. I'll r...

Confirmed Scamsms
95
risk

10 Tips for Spotting Scam Messages

Learning to recognise scam messages is your best defence. Follow these expert tips to protect yourself and your family.

1

Check the sender's number or email address

Legitimate companies use official numbers and domains. A text from "HSBC" coming from a random mobile number is almost certainly a scam.

2

Look for urgency and pressure tactics

Scammers create panic with deadlines like "act within 24 hours" or "your account will be suspended". Legitimate organisations give you time to respond.

3

Never click links in unexpected messages

Instead of clicking a link, go directly to the official website or app. Scam links often look similar to real ones but have subtle differences.

4

Be suspicious of unexpected refunds or prizes

If you didn't enter a competition or request a refund, it's almost certainly a scam. You can't win a prize you never entered.

5

Verify requests through official channels

If a message claims to be from your bank, call them using the number on the back of your card — never use a number provided in the message.

6

Watch for poor grammar and spelling

Many scam messages still contain grammar errors, unusual phrasing, or inconsistent formatting that official messages wouldn't have.

7

Never share personal information via text

Banks, HMRC, and other legitimate organisations will never ask for your password, PIN, or full bank details by text or email.

8

Be wary of "family emergency" messages

The "Hi Mum/Dad" scam is very common. If someone claims to be a family member on a new number asking for money, always verify by calling their original number.

9

Report suspicious messages

Forward scam texts to 7726 (UK) or report to the FTC (US). Reporting helps phone networks and authorities block scammers and protect others.

10

Trust your instincts

If something feels off about a message, it probably is. It's always better to be cautious and verify than to rush and become a victim.

Frequently Asked Questions

Everything you need to know about checking if text messages are scams.

Our tool uses an advanced fraud detection algorithm to analyse the text you paste. It checks for over 50 known scam indicators including urgency tactics, suspicious links, impersonation patterns, financial requests, and grammar anomalies. The algorithm provides a risk score from 0-100, a verdict, and specific red flags found in the message.
Yes, the scam message checker is completely free to use. You can check as many messages as you like, though we have a fair-use rate limit of 10 checks per minute to prevent abuse.
You can check any type of text-based message including SMS text messages, emails, WhatsApp messages, Facebook Messenger messages, Instagram DMs, and any other written communication you find suspicious.
We store anonymised versions of submitted messages to improve our detection database and help protect other users. We never store your personal details, IP addresses are not linked to messages publicly, and we never share individual submissions with third parties.
Do not click any links in the message, do not reply to the sender, and do not provide any personal information. Report the message to 7726 (UK) or the FTC (US), block the sender, and delete the message. If you have already clicked a link or shared information, contact your bank immediately and change any compromised passwords.
No. Checking a message with our tool does not send any information to the sender. The analysis happens entirely on our servers. The scammer will have no idea you checked their message.
Our algorithm is highly accurate at detecting known scam patterns, with accuracy rates above 95% for common scam types like delivery scams, bank phishing, and prize scams. However, no tool is 100% perfect. Very new or sophisticated scams may receive lower scores. Always use your own judgement in addition to our analysis.
Our website checker (on the homepage) analyses domain names and websites for trustworthiness. This scam message checker analyses the text content of messages you receive. Use the website checker to verify if a website is safe before visiting it, and use this tool to check if a text message, email, or WhatsApp message is a scam.

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