Is elfi.com safe to use?

Our analysis indicates elfi.com poses significant risks. Multiple security indicators suggest this website may be unsafe. We recommend avoiding this website and seeking alternative, more trusted options.

How is the trust score for elfi.com calculated?

Our trust score is calculated using multiple factors including SSL certificate validation, domain age, hosting provider reputation, security scan results, and community feedback. The score ranges from 0-100% with higher scores indicating greater trustworthiness.

What should I do if elfi.com has a low trust score?

If a website has a low trust score, exercise extreme caution. Avoid entering personal information, making purchases, or downloading files. Consider using alternative, more trusted websites for similar services.

How often is the elfi.com analysis updated?

Our trust analysis is updated regularly, with real-time checks performed on demand. We continuously monitor changes in security status, SSL certificates, and threat intelligence to provide the most current assessment.

Is elfi.com a Scam or Legit?

Name: ELFI | Student Loan Refinance & Private Student Loans
Address: us
Rating: 5

Simple View

Quick trust score overview
Domain age & location info
User reviews summary
AI analysis explanation

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Full Details

Everything in Simple, plus:
Technical hosting analysis
Historical timeline & charts
Interactive server location map
Advanced security details

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Research this site carefully before proceeding.

Behind the Score

Our analysis evaluated elfi.com across multiple trust factors. Here's what we discovered.

50/100Trust Score

Website Analysis

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ELFI | Student Loan Refinance & Private Student Loans

Refinance student loans or apply for private loans with competitive rates and expert support from ELFI. Get started with our fast, no-fee application.

financial

23 Years, 115 Days

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Technical Analysis Historical Timeline Interactive Map Hosting Details

United States

Server Location

0views

/ 100

Unknown

Moderate trust indicators detected. Exercise caution and verify information independently.

Domain Age

23 Years, 115 Days

Security

No SSL

Rating

5.0★

Country

Website Analysis

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ELFI | Student Loan Refinance & Private Student Loans

Refinance student loans or apply for private loans with competitive rates and expert support from ELFI. Get started with our fast, no-fee application.

financial

23 Years, 115 Days

Executive Summary

50%

Trust Score

23 Years, 115 Days

Domain Age

Online

Status

Server Location

Domain Information

Registered2003-07-11

Domain Age23 Years, 115 Days

CountryUnited States

Status ● Active

Trust Verdict

Proceed with Caution

Research this site carefully before proceeding.

Website Details & Business Information

✓ Copied!

Site Information

Title:ELFI | Student Loan Refinance & Private Student Loans

Description:Refinance student loans or apply for private loans with competitive rates and expert support from ELFI. Get started with our fast, no-fee application.

Favicon:

Key Statistics

Domain Age:23 Years, 115 Days

Domain Expires:Jul 11, 2034

Estimated Value:$19.5K

Global Rank:205550

Site Visitors:Low

Site Speed:Very Fast

Geographic Information

🇺🇸

Most Likely Country

United States

65%

confidence

Based on numerous geographical data fragments

Social Media Presence

6.6k

322

4 social networks detected

6.9k Followers

Business & Website Contact Information

OrganizationEducation Loan Finance

Upgrade to view

Phones

US 18446013534

VN (844) 601-3534

Upgrade to view

moc.ifle@srewsna

Business Address

{
    "domain": null,
    "title": "ELFI | Student Loan Refinance &amp; Private Student Loans",
    "description": "Refinance student loans or apply for private loans with competitive rates and expert support from ELFI. Get started with our fast, no-fee application.",
    "age": "23 Years, 115 Days",
    "value": "$19.5K",
    "country": "",
    "coordinates": "37.751, -97.822",
    "lastChecked": "2026-11-03T02:27:00.000000Z",
    "categories": null
}

Security Analysis

SSL & Certificates

No SSL information available

{
    "securityInfo": {
        "hideSection": false,
        "sslValid": [],
        "sslName": "",
        "sslValidFrom": [],
        "sslValidFromDaysAgo": [],
        "sslValidTo": [],
        "sslValidToDaysLeft": [],
        "redirectsToHTTPS": [],
        "hasBadReviews": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "relatedToOtherNotTrustedSites": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "theirServerIpIsMarkedAsAbusive": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "hackedOrBeenHacked": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "firewallFound": {
            "type": "info",
            "text": "Not Protected",
            "origBValue": false,
            "origSValue": "Not Protected",
            "origNValue": null,
            "origDValue": null
        },
        "markedAsRisk": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "siteAdult": null,
        "nastyTags": [],
        "securityBadges": []
    },
    "sslInfo": [],
    "firewall": "Cloudflare",
    "blacklistStatus": [],
    "externalScans": []
}

Trust Flags

Trust Analysis Flags

Risk Indicators

No risk indicators detected

Positive sign for trustworthiness

Trust Indicators

No trust indicators found

Site hasn't accumulated trust signals yet

Reputation & Reviews

User Reviews & Ratings

75 reviews

Global Sentiment MetricsSentiment Metrics

Combined

Overall sentiment score (-1 to +1). Negative values indicate critical reviews, positive values indicate favorable reviews.

0.754

Negative

Average negative sentiment intensity. Higher values indicate more strongly negative reviews.

0.013

2.7%

Neutral

Average neutral sentiment. Reviews that are neither strongly positive nor negative.

0.678

Most common sentimentCommon

Positive

Average positive sentiment intensity. Higher values indicate more strongly positive reviews.

0.309

97.3%

✓ Copied!

Keywords Analysis

BAD CUSTOMER SERVICE

Frequency11

Negative

SCAM

Frequency3

Negative

PAYMENT ISSUES

Frequency1

Negative

POSITIVE EXPERIENCE

Frequency2

Positive

CUSTOMER SERVICE

Frequency3

Neutral

Keyword	Frequency	Classification
BAD CUSTOMER SERVICE	11	Negative
SCAM	3	Negative
PAYMENT ISSUES	1	Negative
POSITIVE EXPERIENCE	2	Positive
CUSTOMER SERVICE	3	Neutral

{
    "global": {
        "avgSentCom": "0.75370667",
        "avgSentNeg": "0.01320000",
        "avgSentNeu": "0.67800000",
        "avgSentPos": "0.30880000",
        "numBad": 2,
        "numGood": 73,
        "badPerc": 2.666666666666667,
        "goodPerc": 97.33333333333334,
        "sentimentAnalyzedTotal": 75,
        "totalReviews": "75",
        "ratingPerc": "97.6"
    },
    "reviews": [],
    "keywords": [
        {
            "keyword": "CUSTOMER SERVICE",
            "set_flag": null,
            "type": "F",
            "good_bad": "N",
            "total": "3"
        },
        {
            "keyword": "POSITIVE EXPERIENCE",
            "set_flag": null,
            "type": "F",
            "good_bad": "G",
            "total": "2"
        },
        {
            "keyword": "SCAM",
            "set_flag": "flag_scam_keyword",
            "type": "F",
            "good_bad": "B",
            "total": "3"
        },
        {
            "keyword": "PAYMENT ISSUES",
            "set_flag": null,
            "type": "F",
            "good_bad": "B",
            "total": "1"
        },
        {
            "keyword": "BAD CUSTOMER SERVICE",
            "set_flag": null,
            "type": "F",
            "good_bad": "B",
            "total": "11"
        }
    ],
    "wordFrequency": [
        {
            "word": "loan",
            "total": "54"
        },
        {
            "word": "elfi",
            "total": "36"
        },
        {
            "word": "helpful",
            "total": "35"
        },
        {
            "word": "great",
            "total": "32"
        },
        {
            "word": "student",
            "total": "32"
        },
        {
            "word": "stan",
            "total": "28"
        },
        {
            "word": "oversee",
            "total": "27"
        },
        {
            "word": "application",
            "total": "26"
        },
        {
            "word": "loans",
            "total": "25"
        },
        {
            "word": "refinance",
            "total": "23"
        }
    ],
    "benford": {
        "totalReviews": "75",
        "ratingPerc": "97.6",
        "numBad": "2",
        "numGood": "73",
        "avgSentCom": "0.75370667",
        "avgSentNeg": "0.01320000",
        "avgSentNeu": "0.67800000",
        "avgSentPos": "0.30880000",
        "0": {
            "digit": "1",
            "total": "32",
            "perc": "42.1053",
            "base": 30.1
        },
        "1": {
            "digit": "2",
            "total": "10",
            "perc": "13.1579",
            "base": 17.6
        },
        "2": {
            "digit": "3",
            "total": "10",
            "perc": "13.1579",
            "base": 12.5
        },
        "3": {
            "digit": "4",
            "total": "7",
            "perc": "9.2105",
            "base": 9.7
        },
        "4": {
            "digit": "6",
            "total": "4",
            "perc": "5.2632",
            "base": 6.7
        },
        "5": {
            "digit": "7",
            "total": "4",
            "perc": "5.2632",
            "base": 5.8
        },
        "6": {
            "digit": "5",
            "total": "4",
            "perc": "5.2632",
            "base": 7.9
        },
        "7": {
            "digit": "8",
            "total": "3",
            "perc": "3.9474",
            "base": 5.1
        },
        "8": {
            "digit": "9",
            "total": "2",
            "perc": "2.6316",
            "base": 4.6
        }
    },
    "actualTotals": {
        "totalReviews": 0,
        "averageRating": 0,
        "sources": [],
        "starDistribution": {
            "5": 0,
            "4": 0,
            "3": 0,
            "2": 0,
            "1": 0,
            "0": 0
        }
    }
}

Technical Analysis

Technology Stack

Technologies

No Technologies Match Your Filter

Try adjusting your search terms or category filter

DNS & Hosting

Hosting Provider

Hosting Provider:Fastly

Organization:Cloudflare, Inc.

Server Information

Server IP Address:104.18.1.131

Server Location:

United States

Coordinates:37.7510, -97.8220

Server Location:

Loading map...

Unable to load map

Network Infrastructure

Performance Metrics

Site Speed:Very Fast

Server Status:Online

{
    "hostingInfo": {
        "hideSection": false,
        "internetServiceProvider": "Unknown",
        "country": {
            "code": "us",
            "name": "United States",
            "flag": "\ud83c\uddfa\ud83c\uddf8"
        },
        "mostLikelyServerIp": "104.18.1.131",
        "serverLocation": "United States",
        "hostingProvider": "Fastly",
        "asn": "",
        "organizationName": "Cloudflare, Inc.",
        "serverOS": "",
        "type": ""
    },
    "ip": "104.18.1.131",
    "server": "Fastly",
    "netOrg": "Unknown",
    "ipcountry": "us",
    "firewall": "Cloudflare",
    "registrar": "Network Solutions, LLC",
    "registrarCountry": "CA",
    "sharedIpSites": []
}

Domain Registration (WHOIS)

Domain Details

Domain Extension:.com

Domain's Age:23 Years, 115 Days

Created Date:Jul 11, 2003 6:45 PM

Expires On:Jul 11, 2034 6:45 PM

Last Modified On:Apr 22, 2026 1:13 AM

Domain Registrar

Domain Registrar:

Network Solutions, LLC

[Canada]

Registrar's Address:networksolutions.com

Registrar's IP:162.159.134.53

Registrar's Email:

Registrar's Whois:rdap.org

Domain WHOIS Information

Privacy Protection Notice

Most modern domain registrations use privacy protection services. Contact details may be redacted or replaced with privacy service information to protect registrant identity.

Country:

Email:[email protected]

Country:US

Email:[email protected]

Country:US

Email:[email protected]

Domain's Name Servers 2 servers

Domain	IP Address	Country	ISP	City	Postal Code
vicky.ns.cloudflare.com	172.64.35.69	Canada	Cloudflare, Inc.	Toronto	M5A
adele.ns.cloudflare.com	162.159.38.156	Hungary	Cloudflare, Inc.	Budapest	1007

Domain	IP Address	Country	ISP	City	Postal Code
vicky.ns.cloudflare.com	172.64.35.69	Canada	Cloudflare, Inc.	Toronto	M5A
adele.ns.cloudflare.com	162.159.38.156	Hungary	Cloudflare, Inc.	Budapest	1007

{
    "domainNameInfo": {
        "hideSection": false,
        "registrarName": "Network Solutions, LLC",
        "registrarCountry": null,
        "registrarEmail": "",
        "registrarUrl": "",
        "registrarWhoIs": "",
        "age": "23 Years, 115 Days",
        "createdDate": "2003-07-11T18:45:02.000000Z",
        "expirationDate": "2034-07-11T18:45:02.000000Z",
        "lastModifiedDate": "2026-04-22T01:13:10.000000Z",
        "owner": {
            "name": "",
            "organization": "",
            "email": "[email protected]",
            "phone": "+1.8777228662",
            "fax": "",
            "street": "12700 KINGSTON PIKE",
            "city": "KNOXVILLE",
            "state": "TN",
            "postalCode": "37934-0917",
            "country": {
                "code": "us",
                "name": "United States",
                "flag": "\ud83c\uddfa\ud83c\uddf8"
            }
        },
        "admin": {
            "name": "",
            "organization": "",
            "email": "[email protected]",
            "phone": "+1.8777228662",
            "fax": "",
            "street": "12700 KINGSTON PIKE",
            "city": "KNOXVILLE",
            "state": "TN",
            "postalCode": "37934-0917",
            "country": {
                "code": "us",
                "name": "United States",
                "flag": "\ud83c\uddfa\ud83c\uddf8"
            }
        },
        "technical": {
            "name": "",
            "organization": "",
            "email": "[email protected]",
            "phone": "+1.8777228662",
            "fax": "",
            "street": "12700 KINGSTON PIKE",
            "city": "KNOXVILLE",
            "state": "TN",
            "postalCode": "37934-0917",
            "country": {
                "code": "us",
                "name": "United States",
                "flag": "\ud83c\uddfa\ud83c\uddf8"
            }
        },
        "billing": null,
        "whoisDataAge": ""
    },
    "registrar": {
        "name": "Network Solutions, LLC",
        "country": "CA",
        "ip": "162.159.134.53",
        "whois": "rdap.org",
        "home": "networksolutions.com"
    },
    "contacts": {
        "owner": {
            "name": "",
            "org": "",
            "country": "US",
            "email": "[email protected]"
        },
        "admin": {
            "name": "",
            "org": "",
            "country": "US",
            "email": "[email protected]"
        },
        "technical": {
            "name": "",
            "org": "",
            "country": "US",
            "email": "[email protected]"
        }
    },
    "nameServers": [
        {
            "name": "vicky.ns.cloudflare.com",
            "ip": "172.64.35.69",
            "country": {
                "code": "ca",
                "name": "Canada",
                "flag": "\ud83c\udde8\ud83c\udde6"
            },
            "type": "NS",
            "city": "Toronto",
            "region": "",
            "postcode": "M5A",
            "isp": "Cloudflare, Inc.",
            "latitude": "43.6532",
            "longitude": "-79.3832"
        },
        {
            "name": "adele.ns.cloudflare.com",
            "ip": "162.159.38.156",
            "country": {
                "code": "hu",
                "name": "Hungary",
                "flag": "\ud83c\udded\ud83c\uddfa"
            },
            "type": "NS",
            "city": "Budapest",
            "region": "",
            "postcode": "1007",
            "isp": "Cloudflare, Inc.",
            "latitude": "47.4979",
            "longitude": "19.0402"
        }
    ],
    "dates": {
        "created": "2003-07-11T18:45:02.000000Z",
        "expires": "2034-07-11T18:45:02.000000Z",
        "modified": "2026-04-22T01:13:10.000000Z"
    }
}

Advanced Analysis

Total Subdomains

Active Subdomains

Inactive Subdomains

Unique IPs

Discovered Subdomains:

Show:

Subdomain	Country	Trust Rating	IP Address
apps.elfi.com Created: Jul 11, 2003	United States	Medium Risk	52.7.115.37

Page of

IP Changes

Unique IPs

Locations

IP Address History Timeline:

23.185.0.1

Detected: Nov 3, 2026

Location:Argentina

Record ID:#41104760

Timestamp:11/03/2026 02:27

104.18.1.131

Detected: Nov 3, 2026

Location:Argentina

Record ID:#41104761

Timestamp:11/03/2026 02:27

No Related Sites Found

No related websites were discovered for this domain

This indicates an isolated or independent web presence

Possibly Related

Active Sites

Subdomains

Possibly Related Domains:

Domain	Relationship	Status	Trust Score	Location	Action

Data & Analytics

Web Presence & SEO

Rankings & Traffic

Current Global Rank:#205,550

Medium

{
    "trustedRank": "Low Rating",
    "siteVisitors": "Low",
    "globalRank": "205550",
    "pageRank": "0",
    "googlebotvisit": "Oct 28, 2020 12:54:23 GMT",
    "googleindexed": "774",
    "bingindexed": "5850",
    "yahooindexed": "5860",
    "yahoodir": "0",
    "googlebacklinks": "657",
    "yahoobacklinks": "0",
    "validrank": "0",
    "siteSpeed": "Very Fast",
    "numPageViews": 0,
    "webPresenceInfo": {
        "socialMedia": {
            "twitter": null,
            "facebook": null,
            "linkedin": null,
            "instagram": null
        },
        "businessListings": [],
        "newsReferences": []
    },
    "previousRank_count": 0
}

Website Key Dates & Timeline

No Timeline Data Available

We don't have enough historical data to generate a timeline for this domain yet. This information will become available as we collect more data over time.

Website Changes (Wayback Machine)

Size Increase

Size Decrease

Top 3 Changes (Clickable)

Nov 19, 2018 -39,083 bytes

Size changed from 55,793 to 16,710 bytes

38.2KB

change

Aug 18, 2018 +34,704 bytes

Size changed from 21,069 to 55,773 bytes

33.9KB

change

Jan 18, 2019 +19,889 bytes

Size changed from 619 to 20,508 bytes

19.4KB

change

📸 Snapshot Comparison -

🔵 Current Snapshot

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🔄 Previous Snapshot

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Significant Changes

0.4

Years Tracked

38.2KB

Largest Change

This graph shows significant changes in website size over time. Large increases might indicate new features or content, while decreases could suggest optimization or content removal. Gold markers highlight the 3 most significant changes. Click on any data point to view a side-by-side comparison of website snapshots.

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Behind the Score

Website Analysis

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ELFI | Student Loan Refinance & Private Student Loans

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elfi.com Preview

ELFI | Student Loan Refinance & Private Student Loans

Executive Summary

Domain Information

Trust Verdict

Proceed with Caution

Website Details & Business Information

Site Information

Key Statistics

Geographic Information

Social Media Presence

Business & Website Contact Information

SSL & Certificates

SSL & Certificates

Trust Flags

Trust Analysis Flags

Risk Indicators

Trust Indicators

User Reviews & Ratings

Global Sentiment MetricsSentiment Metrics

Keywords Analysis

Social Media Presence

Facebook

Twitter

Instagram

LinkedIn

Other Social Links

Technology Stack

No Technologies Match Your Filter

DNS & Hosting

Hosting Provider

Server Information

Network Infrastructure

Performance Metrics

Domain Registration (WHOIS)

Domain Details

Domain Registrar

Domain WHOIS Information

Privacy Protection Notice

Domain's Name Servers 2 servers

Advanced Analysis

Discovered Subdomains:

IP Address History Timeline:

No Related Sites Found

Possibly Related Domains:

Web Presence & SEO

Rankings & Traffic

Website Key Dates & Timeline

No Timeline Data Available

Website Changes (Wayback Machine)

📸 Snapshot Comparison -

Developer Hub

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Secure & Compliant

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