Is essencefinance.co.uk safe to use?

Our analysis indicates essencefinance.co.uk poses significant risks. Multiple security indicators suggest this website may be unsafe. We recommend avoiding this website and seeking alternative, more trusted options.

How is the trust score for essencefinance.co.uk calculated?

Our trust score is calculated using multiple factors including SSL certificate validation, domain age, hosting provider reputation, security scan results, and community feedback. The score ranges from 0-100% with higher scores indicating greater trustworthiness.

What should I do if essencefinance.co.uk has a low trust score?

If a website has a low trust score, exercise extreme caution. Avoid entering personal information, making purchases, or downloading files. Consider using alternative, more trusted websites for similar services.

How often is the essencefinance.co.uk analysis updated?

Our trust analysis is updated regularly, with real-time checks performed on demand. We continuously monitor changes in security status, SSL certificates, and threat intelligence to provide the most current assessment.

Is essencefinance.co.uk a Scam or Legit?

Name: Essence Finance Agent - HOME
Address: de
Rating: 3

Simple View

Quick trust score overview
Domain age & location info
User reviews summary
AI analysis explanation

Pro Analysis

Full Details

Everything in Simple, plus:
Technical hosting analysis
Historical timeline & charts
Interactive server location map
Advanced security details

Proceed with Caution

Research this site carefully before proceeding.

Behind the Score

Our analysis evaluated essencefinance.co.uk across multiple trust factors. Here's what we discovered.

50/100Trust Score

Website Analysis

The website essencefinance.co.uk looks below average according to our initial checks. Feel free to add your own review or comment below if you disagree, it's great to hear everybody's opinion and helps others.

Model ScamCheckLLM-2

AI-powered Website Analysis

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Essence Finance Agent - HOME

Essence Finance Limited is home to Residential and Buy to Let mortgages and we are a financial company based in the heart of East London and we have been assisting the financial community across the region and nationally since 2003.

13 Years, 277 Days

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Technical Analysis Historical Timeline Interactive Map Hosting Details

Reviews & Ratings

4.5

46 reviews

5 stars 34 (73.9%)

4 stars 9 (19.6%)

3 stars 2 (4.3%)

2 stars 1 (2.2%)

1 star 0 (0.0%)

0 stars 0 (0.0%)

Trustpilot (46 reviews)

1 year ago

The 46 reviews of essencefinance.co.uk look mainly positive. If you want to read more about essencefinance.co.uk then please headover to the Trustpilot website.

Text Sentiment Analysis: positive

AI-Powered Synthesis

Overall Text Sentiment Analysis

Based on written review content

0.84

POSITIVE

Germany

Server Location

0views

/ 100

Suspicious

Moderate trust indicators detected. Exercise caution and verify information independently.

Domain Age

13 Years, 277 Days

Security

No SSL

Rating

3.0★

Country

Website Analysis

The website essencefinance.co.uk looks below average according to our initial checks. Feel free to add your own review or comment below if you disagree, it's great to hear everybody's opinion and helps others.

Detailed Website Analysis

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Essence Finance Agent - HOME

13 Years, 277 Days

Executive Summary

50%

Trust Score

13 Years, 277 Days

Domain Age

Online

Status

Server Location

Established

Domain Information

Domain Age13 Years, 277 Days

CountryGermany

Status ● Active

Trust Verdict

Proceed with Caution

Research this site carefully before proceeding.

Website Details & Business Information

✓ Copied!

Site Information

Title:Essence Finance Agent - HOME

Description:Essence Finance Limited is home to Residential and Buy to Let mortgages and we are a financial company based in the heart of East London and we have been assisting the financial community across the region and nationally since 2003.

Favicon:

Categories:

CommunityInvestmentloan

Key Statistics

Domain Age:13 Years, 277 Days

Global Rank:1

Site Visitors:Low

Site Speed:Slow

Traffic Level:low

Geographic Information

🇩🇪

Germany

🌐Unknown0%

Based on numerous geographical data fragments

Business & Website Contact Information

OrganizationEssence Finance Agent

Upgrade to view

Phone

🌐 XX 02072475457

Business Address

Unit M4, 6 Greatorex Street, London, E1 5NF, GB

{
    "domain": null,
    "title": "Essence Finance Agent - HOME",
    "description": "Essence Finance Limited is home to Residential and Buy to Let mortgages and we are a financial company based in the heart of East London and we have been assisting the financial community across the region and nationally since 2003.",
    "age": "13 Years, 277 Days",
    "value": "",
    "country": "Germany",
    "coordinates": "49.0069, 8.40365",
    "lastChecked": "2025-09-17T11:59:00.000000Z",
    "categories": null
}

Security Analysis

SSL & Certificates

Valid SSL Certificate:No

SSL Certificate:/CN=*.essencefinance.co.uk

SSL Valid From:2021-05-19Issued:1995 days ago

SSL Valid To:2022-05-30Expires In:Expired 1619 days ago

{
    "securityInfo": {
        "hideSection": false,
        "sslValid": {
            "type": "danger",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null
        },
        "sslName": "\/CN=*.essencefinance.co.uk",
        "sslValidFrom": {
            "type": "primary",
            "text": "2021-05-19",
            "origSValue": "2021-05-19",
            "origBValue": null,
            "origNValue": null
        },
        "sslValidFromDaysAgo": {
            "type": "success",
            "text": "1995 days ago",
            "origNValue": -1995,
            "origSValue": "1995 days ago",
            "origBValue": null
        },
        "sslValidTo": {
            "type": "danger",
            "text": "2022-05-30",
            "origSValue": "2022-05-30",
            "origBValue": null,
            "origNValue": null
        },
        "sslValidToDaysLeft": {
            "type": "danger",
            "text": "Expired 1619 days ago",
            "origNValue": -1619,
            "origSValue": "Expired 1619 days ago",
            "origBValue": null
        },
        "redirectsToHTTPS": [],
        "hasBadReviews": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "relatedToOtherNotTrustedSites": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "theirServerIpIsMarkedAsAbusive": {
            "type": "danger",
            "text": "Yes",
            "origBValue": true,
            "origSValue": "Yes",
            "origNValue": null,
            "origDValue": null
        },
        "hackedOrBeenHacked": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "firewallFound": {
            "type": "info",
            "text": "Not Protected",
            "origBValue": false,
            "origSValue": "Not Protected",
            "origNValue": null,
            "origDValue": null
        },
        "markedAsRisk": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "siteAdult": {
            "type": "info",
            "text": "No",
            "origBValue": false,
            "origSValue": "No",
            "origNValue": null,
            "origDValue": null
        },
        "nastyTags": [],
        "securityBadges": []
    },
    "sslInfo": {
        "hideSection": false,
        "subject": "\/CN=*.essencefinance.co.uk",
        "startDate": "2021-05-19T00:00:00.000000Z",
        "expiryDate": "2022-05-30T00:00:00.000000Z",
        "valid": false
    },
    "firewall": "",
    "blacklistStatus": [],
    "externalScans": []
}

Trust Flags

Trust Analysis Flags

Risk Indicators

No Reviews

low

No Social Media Detected

low

Trust Indicators

No trust indicators found

Site hasn't accumulated trust signals yet

Reputation & Reviews

User Reviews & Ratings

46 reviews

Global Sentiment MetricsSentiment Metrics

Combined

Overall sentiment score (-1 to +1). Negative values indicate critical reviews, positive values indicate favorable reviews.

0.841

Negative

Average negative sentiment intensity. Higher values indicate more strongly negative reviews.

0.018

1.9%

Neutral

Average neutral sentiment. Reviews that are neither strongly positive nor negative.

0.686

Most common sentimentCommon

Positive

Average positive sentiment intensity. Higher values indicate more strongly positive reviews.

0.296

98.1%

✓ Copied!

Keywords Analysis

BAD CUSTOMER SERVICE

Frequency20

Negative

SCAM

Frequency1

Negative

COMMUNICATION ISSUE

Frequency1

Negative

POSITIVE EXPERIENCE

Frequency9

Positive

FAST DELIVERY

Frequency1

Positive

CUSTOMER SERVICE

Frequency3

Neutral

Keyword	Frequency	Classification
BAD CUSTOMER SERVICE	20	Negative
SCAM	1	Negative
COMMUNICATION ISSUE	1	Negative
POSITIVE EXPERIENCE	9	Positive
FAST DELIVERY	1	Positive
CUSTOMER SERVICE	3	Neutral

Per-Source Sentiment Analysis

Trustpilot

46 reviews • 4.5 stars

0.84

Source-specific sentiment (-1 to +1). Calculated from 46 reviews with 4.5 average stars.

BAD CUSTOMER SERVICE (20) POSITIVE EXPERIENCE (9) CUSTOMER SERVICE (3) SCAM (1) COMMUNICATION ISSUE (1)

{
    "global": {
        "avgSentCom": "0.84069057",
        "avgSentNeg": "0.01792453",
        "avgSentNeu": "0.68575472",
        "avgSentPos": "0.29624528",
        "numBad": 1,
        "numGood": 52,
        "badPerc": 1.8867924528301887,
        "goodPerc": 98.11320754716981,
        "sentimentAnalyzedTotal": 53,
        "totalReviews": 46,
        "ratingPerc": "96.98113207547169"
    },
    "reviews": [
        {
            "name": "Trustpilot",
            "sentiment": 0.84069057,
            "stars": 4.5,
            "review_total": 46,
            "keyword": [
                "BAD CUSTOMER SERVICE",
                "POSITIVE EXPERIENCE",
                "CUSTOMER SERVICE",
                "SCAM",
                "COMMUNICATION ISSUE",
                "FAST DELIVERY"
            ],
            "keyword_count": [
                "20",
                "9",
                "3",
                "1",
                "1",
                "1"
            ],
            "word": [
                "service",
                "essence",
                "finance",
                "mortgage",
                "recommend",
                "great",
                "helpful",
                "excellent",
                "professional",
                "recommended"
            ],
            "word_count": [
                "22",
                "18",
                "18",
                "17",
                "14",
                "10",
                "9",
                "7",
                "6",
                "5"
            ]
        }
    ],
    "keywords": [
        {
            "keyword": "CUSTOMER SERVICE",
            "set_flag": null,
            "type": "F",
            "good_bad": "N",
            "total": "3"
        },
        {
            "keyword": "MENTIONS",
            "set_flag": null,
            "type": "H",
            "good_bad": "N",
            "total": "1"
        },
        {
            "keyword": "POSITIVE EXPERIENCE",
            "set_flag": null,
            "type": "F",
            "good_bad": "G",
            "total": "9"
        },
        {
            "keyword": "FAST DELIVERY",
            "set_flag": null,
            "type": "F",
            "good_bad": "G",
            "total": "1"
        },
        {
            "keyword": "SCAM",
            "set_flag": "flag_scam_keyword",
            "type": "F",
            "good_bad": "B",
            "total": "1"
        },
        {
            "keyword": "COMMUNICATION ISSUE",
            "set_flag": null,
            "type": "F",
            "good_bad": "B",
            "total": "1"
        },
        {
            "keyword": "BAD CUSTOMER SERVICE",
            "set_flag": null,
            "type": "F",
            "good_bad": "B",
            "total": "20"
        }
    ],
    "wordFrequency": [
        {
            "word": "finance",
            "total": "29"
        },
        {
            "word": "service",
            "total": "27"
        },
        {
            "word": "essence",
            "total": "27"
        },
        {
            "word": "mortgage",
            "total": "24"
        },
        {
            "word": "recommend",
            "total": "16"
        },
        {
            "word": "helpful",
            "total": "13"
        },
        {
            "word": "great",
            "total": "13"
        },
        {
            "word": "excellent",
            "total": "8"
        },
        {
            "word": "financial",
            "total": "8"
        },
        {
            "word": "application",
            "total": "7"
        }
    ],
    "benford": {
        "totalReviews": "53",
        "ratingPerc": "96.98113207547169",
        "numBad": "1",
        "numGood": "52",
        "avgSentCom": "0.84069057",
        "avgSentNeg": "0.01792453",
        "avgSentNeu": "0.68575472",
        "avgSentPos": "0.29624528",
        "0": {
            "digit": "2",
            "total": "18",
            "perc": "33.9623",
            "base": 17.6
        },
        "1": {
            "digit": "1",
            "total": "12",
            "perc": "22.6415",
            "base": 30.1
        },
        "2": {
            "digit": "3",
            "total": "9",
            "perc": "16.9811",
            "base": 12.5
        },
        "3": {
            "digit": "4",
            "total": "7",
            "perc": "13.2075",
            "base": 9.7
        },
        "4": {
            "digit": "6",
            "total": "3",
            "perc": "5.6604",
            "base": 6.7
        },
        "5": {
            "digit": "7",
            "total": "2",
            "perc": "3.7736",
            "base": 5.8
        },
        "6": {
            "digit": "0",
            "total": "1",
            "perc": "1.8868",
            "base": null
        },
        "7": {
            "digit": "8",
            "total": "1",
            "perc": "1.8868",
            "base": 5.1
        }
    },
    "actualTotals": {
        "totalReviews": 46,
        "averageRating": 4.5,
        "sources": {
            "Trustpilot": 46
        },
        "starDistribution": {
            "5": 34,
            "4": 9,
            "3": 2,
            "2": 1,
            "1": 0,
            "0": 0
        }
    }
}

4.5

46 total reviews

Trustpilot

46 reviews

1 year ago

The 46 reviews of essencefinance.co.uk look mainly positive. If you want to read more about essencefinance.co.uk then please headover to the Trustpilot website.

Text Sentiment Analysis positive

Trustpilot

4.5

Technical Analysis

Technology Stack

Technologies

No Technologies Match Your Filter

Try adjusting your search terms or category filter

DNS & Hosting

Hosting Provider

Hosting Provider:nginx

ISP:1&1 Ionos Se

ASN:AS8560

Server Information

Server IP Address:217.160.0.228

Server Location:

Germany

Coordinates:49.0069, 8.4037

Server Location:

Loading map...

Unable to load map

Network Infrastructure

Performance Metrics

Site Speed:Slow

Server Status:Online

{
    "hostingInfo": {
        "hideSection": false,
        "internetServiceProvider": "1&amp;1 Ionos Se",
        "country": {
            "code": "de",
            "name": "Germany",
            "flag": "\ud83c\udde9\ud83c\uddea"
        },
        "mostLikelyServerIp": "217.160.0.228",
        "serverLocation": "Germany",
        "hostingProvider": "nginx",
        "asn": "8560",
        "organizationName": "",
        "serverOS": "",
        "type": ""
    },
    "ip": "217.160.0.228",
    "server": "nginx",
    "netOrg": "1&amp;1 Ionos Se",
    "ipcountry": "de",
    "firewall": "",
    "registrar": "",
    "registrarCountry": "",
    "sharedIpSites": []
}

Domain Registration (WHOIS)

Domain Details

Domain Extension:.

Domain's Age:13 Years, 277 Days

Domain Registrar

Registrar's Whois:whois.iana.org

Domain's Name Servers 4 servers

Domain	IP Address	Country	ISP	City	Postal Code
ns1123.ui-dns.com	217.160.82.123	Germany	Unknown
ns1038.ui-dns.org	217.160.83.38	Germany	1&1 Ionos Se	Karlsruhe (Südwestst	76137
ns1040.ui-dns.de	217.160.80.40	Germany	1&1 Ionos Se
ns1065.ui-dns.biz	217.160.81.65	Germany	Unknown	Karlsruhe	76133

Domain	IP Address	Country	ISP	City	Postal Code
ns1123.ui-dns.com	217.160.82.123	Germany	Unknown
ns1038.ui-dns.org	217.160.83.38	Germany	1&1 Ionos Se	Karlsruhe (Südwestst	76137
ns1040.ui-dns.de	217.160.80.40	Germany	1&1 Ionos Se
ns1065.ui-dns.biz	217.160.81.65	Germany	Unknown	Karlsruhe	76133

{
    "domainNameInfo": {
        "hideSection": false,
        "registrarName": "",
        "registrarCountry": null,
        "registrarEmail": "",
        "registrarUrl": "",
        "registrarWhoIs": "",
        "age": "13 Years, 277 Days",
        "createdDate": null,
        "expirationDate": null,
        "lastModifiedDate": null,
        "owner": null,
        "admin": null,
        "technical": null,
        "billing": null,
        "whoisDataAge": "-1"
    },
    "registrar": {
        "name": "",
        "country": "",
        "ip": "",
        "whois": "whois.iana.org",
        "home": ""
    },
    "contacts": {
        "owner": {
            "name": "",
            "org": "",
            "country": "",
            "email": ""
        },
        "admin": {
            "name": "",
            "org": "",
            "country": "",
            "email": ""
        },
        "technical": {
            "name": "",
            "org": "",
            "country": "",
            "email": ""
        }
    },
    "nameServers": [
        {
            "name": "ns1123.ui-dns.com",
            "ip": "217.160.82.123",
            "country": {
                "code": "de",
                "name": "Germany",
                "flag": "\ud83c\udde9\ud83c\uddea"
            },
            "type": "NS",
            "city": "",
            "region": "",
            "postcode": "",
            "isp": "Unknown",
            "latitude": "",
            "longitude": ""
        },
        {
            "name": "ns1038.ui-dns.org",
            "ip": "217.160.83.38",
            "country": {
                "code": "de",
                "name": "Germany",
                "flag": "\ud83c\udde9\ud83c\uddea"
            },
            "type": "NS",
            "city": "Karlsruhe (S\u00fcdwestst",
            "region": "Karlsruhe Region",
            "postcode": "76137",
            "isp": "1&amp;1 Ionos Se",
            "latitude": "48.9921",
            "longitude": "8.40221"
        },
        {
            "name": "ns1040.ui-dns.de",
            "ip": "217.160.80.40",
            "country": {
                "code": "de",
                "name": "Germany",
                "flag": "\ud83c\udde9\ud83c\uddea"
            },
            "type": "NS",
            "city": "",
            "region": "",
            "postcode": "",
            "isp": "1&1 Ionos Se",
            "latitude": "51.2993",
            "longitude": "9.491"
        },
        {
            "name": "ns1065.ui-dns.biz",
            "ip": "217.160.81.65",
            "country": {
                "code": "de",
                "name": "Germany",
                "flag": "\ud83c\udde9\ud83c\uddea"
            },
            "type": "NS",
            "city": "Karlsruhe",
            "region": "Baden-W\u00fcrttemberg",
            "postcode": "76133",
            "isp": "Unknown",
            "latitude": "49.0078",
            "longitude": ""
        }
    ],
    "dates": {
        "created": null,
        "expires": null,
        "modified": null
    }
}

Advanced Analysis

No Advanced Data Found

No subdomains, IP history, or related sites were discovered for this domain.

This may indicate a simple site structure or new domain. Check back later as data becomes available.

Data & Analytics

Web Presence & SEO

Rankings & Traffic

Current Page Rank:1

Medium

{
    "trustedRank": "Low Rating",
    "siteVisitors": "Low",
    "pageRank": "1",
    "googlebotvisit": "Nov 20, 2021 00:00:33 GMT",
    "googleindexed": "6",
    "bingindexed": "8",
    "yahooindexed": "0",
    "yahoodir": "0",
    "googlebacklinks": "2",
    "yahoobacklinks": "0",
    "validrank": "0",
    "siteSpeed": "Slow",
    "numPageViews": 0,
    "webPresenceInfo": {
        "socialMedia": {
            "twitter": null,
            "facebook": null,
            "linkedin": null,
            "instagram": null
        },
        "businessListings": [],
        "newsReferences": []
    },
    "previousRank_count": 0
}

Website Key Dates & Timeline

Event Categories

Web Archive History

Social & Reviews

Technical Events

Interactive Timeline

Timeline Span:

First Archived

January 31, 2013

Archive

First Major Change

May 18, 2014

Archive

Largest Change

May 18, 2014

Archive

Last Major Change

March 29, 2016

Archive

Last Archived

January 29, 2019

Archive

First Review

September 16, 2020

Social

First Analyzed

January 22, 2025

Technical

Latest Review

July 21, 2025

Social

Total Events

Domain

Archive

Social

Website Changes (Wayback Machine)

No Historical Data Available

Website change history data is not available for this domain.

Community Discussion

Join the conversation! Share your experience with essencefinance.co.uk and help others make informed decisions

Verified Community

Moderated Discussions

Pro tip: Include specific details about your experience to help others

Your privacy is protected

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Simple View

Pro Analysis

Proceed with Caution

Behind the Score

Website Analysis

essencefinance.co.uk Preview

Essence Finance Agent - HOME

Want the Full Picture?

Reviews & Ratings

Trustpilot (46 reviews)

AI-Powered Synthesis

Overall Text Sentiment Analysis

Suspicious

Website Analysis

essencefinance.co.uk Preview

Essence Finance Agent - HOME

Executive Summary

Domain Information

Trust Verdict

Proceed with Caution

Website Details & Business Information

Site Information

Key Statistics

Geographic Information

Business & Website Contact Information

SSL & Certificates

SSL & Certificates

Trust Flags

Trust Analysis Flags

Risk Indicators

No Reviews

No Social Media Detected

Trust Indicators

User Reviews & Ratings

Global Sentiment MetricsSentiment Metrics

Keywords Analysis

Per-Source Sentiment Analysis

Trustpilot

Source Reviews

Trustpilot

Technology Stack

No Technologies Match Your Filter

DNS & Hosting

Hosting Provider

Server Information

Network Infrastructure

Performance Metrics

Domain Registration (WHOIS)

Domain Details

Domain Registrar

Domain's Name Servers 4 servers

Advanced Analysis

No Advanced Data Found

Web Presence & SEO

Rankings & Traffic

Website Key Dates & Timeline

Event Categories

Web Archive History

Social & Reviews

Technical Events

Interactive Timeline

First Archived

First Major Change

Largest Change

Last Major Change

Last Archived

First Review

First Analyzed

Latest Review

Last Updated

First Archived

First Major Change

Largest Change

Last Major Change

Last Archived

First Review

First Analyzed

Latest Review

Website Changes (Wayback Machine)

No Historical Data Available