Common Scam Types

Knowledge is your best defense. Learn to recognize these common online scams and protect yourself from becoming a victim.

$10B+
Lost to scams yearly (US)
2.4M
Fraud reports in 2023
70%
Start online or by phone
$500
Median loss per victim

Phishing Scams

Very Common

Phishing scams trick you into revealing sensitive information by impersonating legitimate organizations through fake emails, websites, or messages.

Warning Signs

  • - Urgent or threatening language
  • - Misspelled URLs or domains
  • - Requests for passwords/PINs
  • - Generic greetings ("Dear Customer")

How to Protect Yourself

  • - Never click links in suspicious emails
  • - Go directly to websites by typing URL
  • - Enable two-factor authentication
  • - Use our site checker tool
Common targets:Banks, PayPal, Amazon, Netflix, Government agencies

Fake Online Shops

Very Common

Fraudulent e-commerce websites that steal your money and personal information. They often offer luxury items at impossibly low prices.

Warning Signs

  • - Prices too good to be true (80%+ off)
  • - No contact information or address
  • - Poor website design/grammar
  • - Only accepts wire transfers/crypto

How to Protect Yourself

  • - Research the store before buying
  • - Check domain age (new = risky)
  • - Use credit cards for protection
  • - Read reviews on independent sites
Often imitate:Nike, Ray-Ban, designer brands, electronics retailers

Romance Scams

High Financial Loss

Scammers create fake profiles on dating sites and social media, build emotional relationships, then request money for emergencies or travel.

Warning Signs

  • - Refuses video calls or meetings
  • - Professes love very quickly
  • - Claims to work overseas/military
  • - Requests money for emergencies

How to Protect Yourself

  • - Reverse image search their photos
  • - Never send money to someone you haven't met
  • - Be wary of perfect profiles
  • - Talk to friends/family about concerns
Average loss:$4,400 per victim - highest of any scam type

Tech Support Scams

Very Common

Scammers pose as tech support from Microsoft, Apple, or your ISP, claiming your computer has a virus. They charge for fake repairs or steal data.

Warning Signs

  • - Unsolicited calls about "problems"
  • - Pop-ups with fake virus warnings
  • - Requests for remote access
  • - Payment via gift cards

How to Protect Yourself

  • - Microsoft/Apple never cold call
  • - Close fake pop-up warnings
  • - Never give remote access to strangers
  • - Use official support channels only
Remember:Legitimate tech companies will NEVER call you unsolicited about computer problems

Crypto Scams

Rising Rapidly

From fake investment platforms to rug pulls and pump-and-dump schemes, cryptocurrency scams exploit the complexity and irreversibility of crypto transactions.

Warning Signs

  • - Guaranteed high returns promised
  • - Celebrity endorsement claims
  • - Pressure to invest quickly
  • - Unregistered platforms/tokens

How to Protect Yourself

  • - Research before investing
  • - Use established exchanges only
  • - Never share private keys
  • - If it sounds too good, it is
2023 losses:Over $3.9 billion lost to crypto scams globally

Investment Scams

Highest Total Loss

Ponzi schemes, pyramid schemes, and fake investment opportunities that promise unrealistic returns. Often spread through social media or word of mouth.

Warning Signs

  • - "Risk-free" or guaranteed returns
  • - Unregistered with regulators
  • - Difficulty withdrawing money
  • - Recruitment-based rewards

How to Protect Yourself

  • - Verify registration with SEC/FCA
  • - Understand what you're investing in
  • - Be skeptical of unsolicited offers
  • - Consult a licensed financial advisor
Key principle:All investments carry risk - anyone promising otherwise is lying

Job & Employment Scams

Common

Fake job postings that steal personal information or money. Includes work-from-home scams, reshipping schemes, and fake recruiter contacts.

Warning Signs

  • - Job requires upfront payment
  • - Interview only via chat/text
  • - Vague job descriptions
  • - Requests for bank details early

How to Protect Yourself

  • - Research the company thoroughly
  • - Never pay to get a job
  • - Verify recruiter identity
  • - Use official job boards
Red flag:Legitimate employers never ask you to pay for training, equipment, or "processing fees"

Government Impersonation

Common

Scammers pretend to be from the IRS, Social Security, immigration, or law enforcement, threatening arrest or demanding immediate payment.

Warning Signs

  • - Threats of immediate arrest
  • - Demands for gift card payment
  • - Caller ID spoofing official numbers
  • - Pressure to act immediately

How to Protect Yourself

  • - Government agencies send letters first
  • - Hang up and call official number
  • - Never pay via gift cards or wire
  • - Take time - it's not urgent
Important:The IRS, police, and courts will NEVER demand immediate payment over the phone

Think You've Found a Scam?

Check any website instantly with our free trust analysis tool, or report a scam to help protect others.

Stay Protected with ScamOrLegit.ai

Get weekly updates on the latest scam trends and security tips to keep you safe online.

Analyzing website...

This may take a moment for new websites...

Stopping analysis...
Analysis complete!
Checking domain...
Analyzing security features...
Performing AI analysis...
Checking reputation & reviews...